Being a homeowner is tough work — especially when it comes to keeping you, your family, and your home safe.
Carbon monoxide alarms, smoke detectors, fire extinguishers, door locks, comprehensive insurance, and of course, home security systems. These are all things that every homeowner should have in place to adequately protect their family.
But what about that last one — home security systems. Do you have one? Many homeowners do not, but with Halloween almost upon us, we thought it’d be a good time to mention why the great number of security systems to choose from shouldn’t scare you into not buying one.
How to Buy a High-Quality Home Security System
Looking for a home security system that you can feel good about?
The first choice you’ll want to make is whether or not you want to have your home security system professionally installed or you want to do it yourself. There are pros and cons to both options, but keep in mind that do-it-yourself systems today are much better than they used to be. With that being said, the absolute best quality will likely be obtained by going with a professional home security company.
Also, consider how you want to monitor your system. Do you prefer monitoring it yourself via your smartphone or computer? Or would you like a central monitoring system to keep track of the safety of your home?
Lastly, consider optional features that may be available for the home security system you choose. In many cases, for example, video surveillance is an option. For example, you can have a live streaming video of your home constantly playing on your work computer, so even if you’re at work throughout the day, you know what’s going on on your property.
Other features to consider include wireless technology, whether or not you want your alarm system to report burglars to the police automatically or not, alarm light and sound options, advanced camera options, automation options, and much more. Go here to learn more about choosing the right home security system for you.
Why Have a Home Security System in the First Place?
The better question is, “Why not?”
Home security systems only offer benefits. Aside from the price, which can sometimes be expensive, there are virtually no drawbacks to home security systems. And even with the price, consider how much you’re truly saving if you can prevent a burglary or, moreover, harm to your family members or yourself by intruders.
Of course, aside from deterring thieves and intruders from stealing your possessions and harming your family in your primary residence, home security systems are particularly beneficial to those who have seasonal homes or secondary properties that they may not be able to monitor on a regular basis directly. From investment properties to rental homes and vacation homes, you can keep an eye on all of your properties at all times with the proper home security systems installed.
Can You Save Money on Your Insurance With Home Security?
We want to mention one more thing: In some unique situations, insurance companies may lower your premiums if you have a comprehensive home security system installed to protect your property.
Keep in mind that this is only in some cases. Not All insurance companies offer this discount. But generally speaking, insurance companies want to know that you’re a low-risk client, and if they can be relatively sure that you won’t have a burglary or intrusion, they’ll consider you a great client and optimally, lower the cost of your insurance. Again, always speak directly to your insurance agent to see if this is an option they offer.
Krog Insurance helps homeowners ensure they’re always adequately covered with a sound insurance policy. If you have questions about alarm systems and how they may impact your policy, we’re always here to help. Give us a call, or feel free to stop by one of our locations.